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Abu Dhabi National Insurance Co - Shifa Platinum - Option 3

Abu Dhabi National Insurance Co - Shifa Platinum - Option 3

Available in Ras Al Khaimah , Dubai , Sharjah , Fujairah , Umm Al Quwain , Ajman

Max. Annual Coverage

AED 5,000,000

Deductible

None

Coverage

Worldwide

Chronic Conditions

Covered

Pre-Existing Conditions

Not Covered

In-Patient

Ambulance Coverage

Covered in Full

Hospital Cash Benefit

Up to AED 500 per night for a max of 15 nights

Hospital Accomodation

Standard Suite

Parent Accomodation

Up to AED 1,000 per day

Out-Patient

Vaccination

Covered for children up to age of 6 years and adults

Psychiatric Treatment

Up to AED 30,000

Physiotherapy

Covered with pre-authorization

Alternative Medicine

Up to AED 15,000

Scans

Covered

Prescription Drugs

Not Covered

Health Checks

Up to AED 2,500 each for routine health check & breast cancer and prostate cancer screening

Network

Network Coverage

157 Hospitals
1191 Clinics
81 Laboratories
1505 Pharmacies
240 Dentals
12 Optics

Treatment Outside Area of Cover

Not Covered

Treatment Outside Network

100% of covered cost subject to network rates and on reimbursement basis

Maternity

Pregnancy Cover

Covered in full; outside the network only up to AED 50,000

Natal Complications

Covered

Dental

Dental Coverage

Up to AED 7,000 each for both routine and major dental care; 20% co-pay for both

Accidental Damage to Teeth

Covered if treated within 72 hours