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Axa Insurance (Gulf) B.S.C. (C) (Norwich) - Health Perfect 4

Axa Insurance (Gulf) B.S.C. (C) (Norwich) - Health Perfect 4

Available in Ras Al Khaimah , Dubai , Sharjah , Fujairah , Umm Al Quwain , Ajman

4.75 4.75/5

Max. Annual Coverage

AED 2,500,000

Deductible

10% co-payment on all out-patient services

Coverage

South East Asia , Middle East & North Africa

Chronic Conditions

Covered under relevant benefit

Pre-Existing Conditions

Not Covered

In-Patient

Ambulance Coverage

Covered

Hospital Cash Benefit

Up to AED 1,000 per night

Hospital Accomodation

Covered

Parent Accomodation

Up to AED 1,000 per night

Out-Patient

Vaccination

Covered for children up to age of 6 years

Psychiatric Treatment

Up to AED 5,000 with 30% co-pay

Physiotherapy

Covered

Alternative Medicine

Up to AED 3,000

Scans

Not Covered

Prescription Drugs

Not Covered

Health Checks

Up to AED 500

Network

Network Coverage

19 Hospitals
704 Clinics
43 Laboratories
1312 Pharmacies
92 Dentals
128 Optics

Treatment Outside Area of Cover

Up to AED 250,000 worldwide

Treatment Outside Network

Covered subject to network rates with direct billing where possible

Maternity

Pregnancy Cover

Up to AED 25,000

Newborn Baby Cover

Optional with additional premium

Natal Complications

Covered

Dental

Dental Coverage

Up to AED 3,000 with 9 month waiting period and 20% co-pay

Accidental Damage to Teeth

Covered