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Noor Takaful - Individual, Dependents & Parents Plan - OP 1

Noor Takaful - Individual, Dependents & Parents Plan - OP 1

Available in Dubai , Umm Al Quwain , Fujairah , Sharjah , Ras Al Khaimah , Ajman

Max. Annual Coverage

AED 150,000

Deductible

20% co-pay for some in-patient treatments up to a maximum of AED 500 (annual cap of AED 1,000); 20% co-insurance per out-patient consultation up to a maximum of AED 25

Coverage

GCC

Chronic Conditions

Covered up to AED 150,000 (with pre-existing conditions)

Pre-Existing Conditions

Not Covered

In-Patient

Ambulance Coverage

Up to AED 500; 20% co-pay for in-patient treatment up to a maximum of AED 500 (annual cap of AED 1,000)

Hospital Cash Benefit

Not Covered

Hospital Accomodation

Semi-Private Room with pre-authorization

Parent Accomodation

Up to AED 100 per night

Out-Patient

Vaccination

Covered for children up to 6 years as per DHA

Psychiatric Treatment

Not Covered

Physiotherapy

Covered with pre-authorization; up to 6 sessions per condition for out-patient treatment with 20% co-pay

Alternative Medicine

Not Covered

Scans

Covered with 20% co-pay for out-patient treatment; pre-authorization required for non-emergency CT & MRI scans

Prescription Drugs

Not Covered

Health Checks

Not Covered

Network

Network Coverage

13 Hospitals
256 Clinics
16 Laboratories
670 Pharmacies
0 Dentals
0 Optics

Treatment Outside Area of Cover

Not Covered

Treatment Outside Network

Elective treatment is not covered; emergency treatment covered 100% subject to network rates on reimbursement basis

Maternity

Pregnancy Cover

Covered 100% for out-patient maternity with 10% co-pay; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination (including 10% co-pay); preauthorization required for all services

Newborn Baby Cover

Covered for 30 days from birth

Natal Complications

Up to AED 10,000 (combined limit with medically necessary C-section & termination) with pre-authorization & 10% co-pay

Dental

Dental Coverage

Not Covered