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KSA Salary Calculator

Calculate Your Take-Home Pay Instantly with Bayzat



KSA overtime rate: 150% of hourly rate




Fill in your details and click Calculate to see your salary breakdown.

Understanding your paycheck in Saudi Arabia involves navigating the Kingdom's labor laws and GOSI (General Organization for Social Insurance) regulations. Whether you're a Saudi national or an expatriate, knowing your net salary after deductions is crucial for financial planning and budgeting.

That's why the Bayzat KSA Salary Calculator is your essential tool for clarity and accurate salary calculations aligned with Saudi Labor Law.

What Is a KSA Salary Calculator?

A KSA salary calculator helps you estimate your net income after GOSI contributions and other deductions. Whether you're paid monthly or exploring a new job offer, Bayzat's calculator provides instant transparency on your actual take-home pay — helping you budget better and understand your total compensation package.

Unlike generic calculators, Bayzat's KSA salary calculator is built specifically for Saudi Arabia, following GOSI regulations and Saudi labor law requirements.

Components of a KSA Salary Structure

To calculate your net pay correctly, it's important to understand what makes up a KSA salary:

Salary ComponentDescription
Basic SalaryThe fixed monthly pay forming the foundation for GOSI calculations and benefits.
Housing AllowanceCommonly provided to employees; included in GOSI salary calculation along with basic salary.
Other AllowancesTransportation, mobile, and other benefits; not included in GOSI calculation.
Overtime PayPaid at 150% of hourly rate for work beyond standard hours (40h/week).

Understanding Saudi Labor Laws & GOSI

Key Points:

  • Working Days: Monthly salary is always divided by 30 days in Saudi Arabia.
  • GOSI Salary: Calculated as Basic Salary + Housing Allowance only.
  • Overtime Rate: 150% (1.5×) of hourly rate for hours beyond 40h/week.
  • Non-Saudi Employees: Exempt from GOSI contributions.

Example of KSA Salary Calculation

Let's see a simple example for a Saudi employee:

Basic Salary:SAR 8,000.00
Housing Allowance:+ SAR 3,000.00
Transport Allowance:+ SAR 500.00
GOSI Salary (Basic + Housing):SAR 11,000.00
Employee GOSI (Partial Coverage 9.75%):- SAR 1,072.50
Net Take-Home Salary:SAR 10,427.50

Note: Transport allowance is not included in GOSI calculation. Employer would contribute SAR 1,292.50 (11.75%) for partial coverage.

GOSI Contribution Rates for Saudi Nationals

Coverage TypeEmployer RateEmployee Rate
Full Coverage21.5%0%
Partial Coverage11.75%9.75%
Non-Saudi Employees2%0%

Example:

For a Saudi employee with GOSI Salary of SAR 10,000:

  • Full Coverage: Employer pays SAR 2,150 / Employee pays SAR 0
  • Partial Coverage: Employer pays SAR 1,175 / Employee pays SAR 975

Non-Saudi employees are completely exempt from GOSI contributions.

Step-by-Step Guide: How to Use the Bayzat KSA Salary Calculator

1

Enter your basic salary in SAR.

2

Add allowances like housing or transport.

3

Select your nationality (Saudi or Non-Saudi).

4

Choose GOSI coverage type (if Saudi national).

5

Add overtime hours, if applicable.

6

Input deductions (insurance, loans, etc.).

7

View your net salary and GOSI breakdown instantly.

You'll receive a detailed salary breakdown — gross pay, GOSI contributions, deductions, and final take-home salary.

Overtime Calculation in KSA

According to Saudi labor law, overtime work is compensated at 150% of the regular hourly rate.

Calculation Formula:

  • Hourly Rate: Basic Salary ÷ 30 days ÷ 8 hours
  • Overtime Pay: Hourly Rate × 1.5 × Number of Overtime Hours

Example: If your basic salary is SAR 6,000, your hourly rate is SAR 25 (6,000 ÷ 30 ÷ 8). For 10 overtime hours, you would earn SAR 375 (25 × 1.5 × 10) in overtime pay.

Why Choose Bayzat KSA Salary Calculator?

Bayzat isn't just a payroll calculator — it's part of a complete HR and payroll automation platform trusted by companies across the Middle East.

What makes it unique:

  • 100% KSA-compliant with Saudi labor laws and GOSI regulations
  • Instant & accurate GOSI and net salary calculations
  • User-friendly design built for HR professionals and employees
  • Comprehensive breakdown of all salary components and deductions
  • Secure & reliable — data never shared or stored
  • Export functionality — download PDF and CSV reports

Whether you're calculating your net salary or managing payroll for your team in Saudi Arabia, Bayzat KSA Salary Calculator simplifies it all.

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