Skip navigation

You are currently impersonating . Log out from user account

Abu Dhabi National Insurance Co - Shifa Gold - Option 21

Abu Dhabi National Insurance Co - Shifa Gold - Option 21

Available in Ras Al Khaimah , Dubai , Sharjah , Fujairah , Umm Al Quwain , Ajman

Max. Annual Coverage

AED 2,000,000

Deductible

AED 50 per consultation (maternity, dental and any service subject to consultation)

Coverage

Worldwide ex-North America

Chronic Conditions

Covered

Pre-Existing Conditions

Not Covered

In-Patient

Ambulance Coverage

Covered in Full

Hospital Cash Benefit

Up to AED 250 per night for a max of 15 nights

Hospital Accomodation

Covered in full for a private room; outside the network only up to AED 1,500 per day

Parent Accomodation

Up to AED 750 per day

Out-Patient

Vaccination

Covered for children up to age of 6 years and adults

Psychiatric Treatment

Up to AED 10,000

Physiotherapy

Covered with pre-authorization

Alternative Medicine

Up to AED 7,500

Scans

Covered

Prescription Drugs

Not Covered

Health Checks

Up to AED 1,000 each once a year for routine health check & breast cancer and prostate cancer screening

Network

Network Coverage

151 Hospitals
1133 Clinics
77 Laboratories
1503 Pharmacies
239 Dentals
12 Optics

Treatment Outside Area of Cover

Not Covered

Treatment Outside Network

For elective treatment 80% of covered cost subject to network rates and on reimbursement basis

Maternity

Pregnancy Cover

Covered in full; outside the network only up to AED 30,000 with 20% co-insurance

Natal Complications

Covered

Dental

Dental Coverage

Not Covered

Accidental Damage to Teeth

Covered if treated within 72 hours