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Allianz (Orient Insurance PJSC) - Dubai Select Individual Gold worldwide ex USA - No co-pay - Dental 2

Allianz (Orient Insurance PJSC) - Dubai Select Individual Gold worldwide ex USA - No co-pay - Dental 2

Available in Ras Al Khaimah , Dubai , Sharjah , Fujairah , Umm Al Quwain , Ajman

Max. Annual Coverage

AED 3,890,200




Worldwide ex-USA

Chronic Conditions


Pre-Existing Conditions

Not Covered


Ambulance Coverage


Hospital Cash Benefit

Up to AED 771 per night (maximum 25 nights)

Hospital Accomodation

Private Room with pre-authorization

Parent Accomodation

Covered with pre-authorization



Covered for children up to 6 years

Psychiatric Treatment

Covered up to AED 51,380 for in-patient treatment (including psychotherapy) with pre-authorization; covered for a maximum of 30 visists for out-patient treatment; covered after a waiting period of 10 months for in-patient treatment & 18 months waiting period for out-patient treatment


Covered for out-patient treatment (maximum 12 visits for prescribed physiotherapy & 5 visits for non-prescribed physiotherapy per condition)

Alternative Medicine

Covered (maximum 12 sessions each for chiropractic and osteopathic treatment per medical condition)


Covered; MRI, CT-PET & PET scans covered with preauthorization

Prescription Drugs

Not Covered

Health Checks

Diabetes screening as per DHA & annual pap smear


Network Coverage

112 Hospitals
1046 Clinics
67 Laboratories
1392 Pharmacies
100 Dentals
144 Optics

Treatment Outside Area of Cover

Covered for emergency treatment up to AED 51,380

Treatment Outside Network

100% of covered cost subject to network rates on reimbursement basis


Pregnancy Cover

Covered up to AED 10,093 per pregnancy with pre-authorization

Newborn Baby Cover

Covered for 30 days from birth with pre-authorization

Natal Complications

Covered up to AED 41,471 for non-emergency treatment with pre-authorization; up to AED 157,810 for emergency treatment


Dental Coverage

Up to AED 10,551 (for routine & orthodontic treatment) with 20% co-pay for routine dental & 50% co-pay for orthodontic treatment; covered on reimbursement basis

Accidental Damage to Teeth

Covered for emergency treatment & if treated within 24 hours