Alliance Insurance PSC - Local Plan 1 GN

Alliance Insurance PSC
Yearly Cover
AED 150,000.00
20% co-insurance with a maximum of AED 50 per OP consultation & 10% on prescriptions
Chronic Conditions
Covered up to AED 150,000 (with pre-existing conditions), with a waiting period of 6 months for new members
Pre-Existing Conditions
Not Covered


Ambulance Coverage
Hospital Accomodation
Private Room with pre-authorization
Hospital Cash Benefit
Up to AED 200
Parent Accomodation
Covered with pre-authorization


Covered for children up to 6 years
Covered with pre-authorization; up to 20 sessions for out-patient treatment
Covered; Non-emergency out-patient MRI, CT scans and endoscopies are covered with pre-authorization
Health Checks
Diabetes screening covered once every year for members over 18 years
Psychiatric Treatment
Not Covered
Alternative Medicine
Covered for chiropractic, osteopathy, homeopathy and ayurvedic treatment up to AED 2,500 on reimbursement basis; 20% co-pay with a maximum of AED 50 per consultation
Prescription Drugs
Not Covered
Network Coverage
148 Hospitals
1258 Clinics
75 Laboratories
1736 Pharmacies
156 Dentals
130 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
Covered 80% of the Reasonable & Customary charges as per UAE Network rates on reimbursement basis
Pregnancy Cover
Covered up to AED 10,000 for normal delivery and up to AED 10,000 for medically essential C-section & complications; preauthorization required; 9 months waiting period is applicable for non-working married females
Newborn Baby Cover
Coverded for 30 days from birth
Natal Complications
Covered up to AED 10,000
Dental Coverage
Not Covered
Accidental Damage to Teeth
Covered only if required as a result of accidental injury to natural teeth or gum taken within 48 Hours of accident with 20% Co- insurance