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Noor Takaful - Individual, Dependents & Parents Plan - OP 3

Noor Takaful - Individual, Dependents & Parents Plan - OP 3

Available in Ras Al Khaimah , Dubai , Sharjah , Fujairah , Umm Al Quwain , Ajman

Max. Annual Coverage

AED 150,000


20% co-pay with a maximum of AED 25 on out-patient consultation



Chronic Conditions


Pre-Existing Conditions

Not Covered


Ambulance Coverage

Up to AED 600

Hospital Cash Benefit

Not Covered

Hospital Accomodation

Semi-Private Room with pre-authorization

Parent Accomodation

Up to AED 150 per night



Covered for children up to 6 years as per DHA

Psychiatric Treatment

Not Covered


Covered with pre-authorization; up to 6 sessions per condition for out-patient treatment

Alternative Medicine

Not Covered


Covered; pre-authorization required for non-emergency CT & MRI scans

Prescription Drugs

Not Covered

Health Checks

Not Covered


Network Coverage

13 Hospitals
256 Clinics
16 Laboratories
670 Pharmacies
0 Dentals
0 Optics

Treatment Outside Area of Cover

Not Covered

Treatment Outside Network

Elective treatment is not covered; emergency treatment covered 100% subject to network rates on reimbursement basis


Pregnancy Cover

Covered 100% for out-patient maternity with 10% co-pay; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination (including 10% co-pay); preauthorization required for all services

Newborn Baby Cover

Covered for 30 days from birth

Natal Complications

Up to AED 10,000 (combined limit with medically necessary C-section & termination) with pre-authorization & 10% co-pay


Dental Coverage

Not Covered