Aetna (Al Ain Ahlia Insurance) - Pioneer 4000 - Area 2 - 20% ded - No Den - Non Dubai

Aetna (Al Ain Ahlia Insurance)
Yearly Cover
AED 14,680,000.00
Deductible
20% co-pay on out-patient treatment (up to a maximum of AED 14,680)
Coverage
Worldwide ex-USA
Chronic Conditions
Covered
Pre-Existing Conditions
Not Covered

In-Patient

Ambulance Coverage
Covered
Hospital Accomodation
Standard Single Room with private bathroom; pre-authorization required
Hospital Cash Benefit
Up to AED 459 per night for a maximum of 20 nights
Parent Accomodation
Covered with pre-authorization

Out-Patient

Vaccination
Covered for adults & children up to AED 1,835 (combined limit with routine health checks)
Physiotherapy
Covered in full for in-patient treatment with pre-authorization & up to AED 7,340 for out-patient treatment (combined limit with alternate medicine)
Scans
Covered in full for in-patient scans & out-patient PET and CT scans; up to AED 55,050 for out-patient scans including MRI scans (combined limit with consultations, diagnostics, prescriptions & kidney dialysis)
Health Checks
Covered for adults & children up to AED 1,835 (combined limit with vaccinations)
Psychiatric Treatment
Up to AED 36,700 for in-patient treatment (maximum 30 days); up to AED 7,340 for out-patient treatment; pre-authorization required
Alternative Medicine
Up to AED 7,340 for alternate medicine (combined limit with OP physiotherapy) & up to AED 2,753 for traditional Chinese medicine
Prescription Drugs
Not Covered

أحب هذا التأمين

Abdul Muhammad Abdul

Expensive, but worth it - would be nice if they included a little more in the way of international coverage - America would be nice to have as I travel extensively. Can't complain about the service,.

John Francisco

Expensive, but worth it - would be nice if they included a little more in the way of international coverage - America would be nice to have as I travel extensively. Can't complain about the service,.

John Francisco

Incredible maternity coverage. Top dollar.

Elisha Dessurne

It's one of the few plans I've seen in the UAE that cover chronic illness in full.

Christopher Kent
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Network
Network Coverage
144 Hospitals
1342 Clinics
81 Laboratories
1666 Pharmacies
166 Dentals
191 Optics
Treatment Outside Area of Cover
Covered for emergency treatment; up to AED 110,100 for in-patient & up to AED 1,835 each for out-patient and ambulance
Treatment Outside Network
100% of covered non-emergency cost subject to network rates and on reimbursement basis
Maternity
Pregnancy Cover
Not Covered
Newborn Baby Cover
Lifetime in-patient benefit for newborn's acute conditions up to AED 550,500 (natural conception)
Dental
Dental Coverage
Not Covered
Accidental Damage to Teeth
Up to AED 2,753 for out-patient treatment; covered in full when OP treatment can only be provided after your hospital stay for the accident