Cigna (Zurich Insurance ME) Health Insurance

Cigna (Zurich Insurance ME)
Cigna is an American worldwide health services organization. The company's insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products/services, the majority of which are offered through employers and other groups.
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Cigna (Zurich Insurance ME) Insurance Plans

Deductible
10% co-pay on all out-patient services (maximum annual cap AED 7,500)
Yearly Cover
AED 2,750,000.00
Coverage
Middle East & North Africa, South East Asia
Dental Cover
No
Maternity Cover
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 18,000 for normal delivery or medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
Deductible
10% Max AED 50 co-pay on all out-patient services
Yearly Cover
AED 7,350,000.00
Coverage
Worldwide ex-USA
Dental Cover
Yes
Maternity Cover
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
Deductible
Nil
Yearly Cover
AED 100,000,000.00
Coverage
Worldwide ex-USA
Dental Cover
No
Maternity Cover
Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 51,500 for normal delivery or up to AED 73,500 for medically necessary C-section; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
Deductible
10% co-pay on all out-patient services (maximum annual cap AED 3,500)
Yearly Cover
AED 7,350,000.00
Coverage
Worldwide ex-USA
Dental Cover
No
Maternity Cover
Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 25,500 for normal delivery or up to AED 36,500 for medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
Deductible
10% co-pay on all out-patient services (maximum annual cap AED 3,500)
Yearly Cover
AED 7,350,000.00
Coverage
Worldwide
Dental Cover
No
Maternity Cover
Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 25,500 for normal delivery or up to AED 36,500 for medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% (50% in the USA) if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE