Cigna is an American worldwide health services organization. The company's insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products/services, the majority of which are offered through employers and other groups.
Insurance Plans
10% co-pay on all out-patient services (maximum annual cap AED 7,500)
AED 2,750,000.00
South East Asia, Middle East & North Africa
Yes
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 18,000 for normal delivery or medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
20% Max AED 100 co-pay on all out-patient services
AED 7,350,000.00
Worldwide ex-USA
Yes
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
10% Max AED 50 co-pay on all out-patient services
AED 7,350,000.00
Worldwide ex-USA
Yes
Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
Nil Co-insurance
AED 100,000,000.00
Worldwide ex-USA
Yes
Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 51,500 for normal delivery or up to AED 73,500 for medically necessary C-section; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE
10% co-pay on all out-patient services (maximum annual cap AED 3,500)
AED 7,350,000.00
Worldwide ex-USA
Yes
Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 25,500 for normal delivery or up to AED 36,500 for medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE