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Cigna (Zurich Insurance ME) Health Insurance

Cigna is an American worldwide health services organization. The company's insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products/services, the majority of which are offered through employers and other groups.

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Cigna (Zurich Insurance ME) Insurance Plans

Deductible

10% co-pay on all out-patient services (maximum annual cap AED 7,500)

Yearly Cover

AED 2,750,000

Coverage

Middle East & North Africa, South East Asia

Dental Cover

No

Maternity Cover

Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 18,000 for normal delivery or medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE

Deductible

10% Max AED 50 co-pay on all out-patient services

Yearly Cover

AED 7,350,000

Coverage

Worldwide ex-USA

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE

Deductible

Nil

Yearly Cover

AED 100,000,000

Coverage

Worldwide ex-USA

Dental Cover

No

Maternity Cover

Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 51,500 for normal delivery or up to AED 73,500 for medically necessary C-section; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE

Deductible

10% co-pay on all out-patient services (maximum annual cap AED 3,500)

Yearly Cover

AED 7,350,000

Coverage

Worldwide ex-USA

Dental Cover

No

Maternity Cover

Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 25,500 for normal delivery or up to AED 36,500 for medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE

Deductible

10% co-pay on all out-patient services (maximum annual cap AED 3,500)

Yearly Cover

AED 7,350,000

Coverage

Worldwide

Dental Cover

No

Maternity Cover

Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 25,500 for normal delivery or up to AED 36,500 for medically necessary C-section, with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% (50% in the USA) if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE