Cigna (Zurich Insurance ME) Health Insurance

Cigna (Zurich Insurance ME)

Cigna is an American worldwide health services organization. The company's insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products/services, the majority of which are offered through employers and other groups.

Insurance Plans

Deductible

10% Max AED 50 co-pay on all out-patient services

Yearly Cover

AED 7,350,000.00

Coverage

Worldwide ex-USA

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE

Deductible

20% Max AED 100 co-pay on all out-patient services

Yearly Cover

AED 7,350,000.00

Coverage

Worldwide ex-USA

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE

Deductible

20% Max AED 100 co-pay on all out-patient services

Yearly Cover

AED 2,750,000.00

Coverage

Middle East & North Africa, South East Asia

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE

Deductible

Nil Co-insurance

Yearly Cover

AED 100,000,000.00

Coverage

Worldwide ex-USA

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity (maximum 12 visits to obstetrician); up to AED 51,500 for normal delivery or up to AED 73,500 for medically necessary C-section; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE

Deductible

10% Max AED 50 co-pay on all out-patient services

Yearly Cover

AED 2,750,000.00

Coverage

Middle East & North Africa, South East Asia

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity (maximum 8 visits to obstetrician); up to AED 7,000 for normal delivery or medically necessary C-section; up to AED 10,000 for caeserean (non life-threatening); covered with 10% co-insurance; covered with pre-authorization (insurer will reduce the amount by 20% if prior approval is not obtained); waiting period of 12 months for treatment outside the UAE