Allianz (Orient Insurance PJSC) - Dubai Premier Individual Gold worldwide ex USA - No co-pay - Dental 2

Allianz (Orient Insurance PJSC)
Yearly Cover
AED 38,535,000.00
Nil Co-insurance
Worldwide ex-USA
Chronic Conditions
Pre-Existing Conditions
Not Covered


Ambulance Coverage
Hospital Accomodation
Private Room with pre-authorization
Hospital Cash Benefit
Up to AED 771 per night (maximum 25 nights)
Parent Accomodation
Covered with pre-authorization


Not Covered
Covered for out-patient treatment (maximum 12 visits for prescribed physiotherapy & 5 visits for non-prescribed physiotherapy per condition)
Covered; MRI, CT-PET & PET scans covered with preauthorization
Health Checks
Diabetes screening as per DHA & annual pap smear
Psychiatric Treatment
Covered with pre-authorization for in-patient treatment (including psychotherapy); covered for a maximum of 30 visists for out-patient treatment; covered after a waiting period of 10 months for in-patient treatment & 18 months waiting period for out-patient treatment
Alternative Medicine
Covered (maximum 12 sessions each for chiropractic and osteopathic treatment per medical condition)
Prescription Drugs
Not Covered
Network Coverage
114 Hospitals
1047 Clinics
67 Laboratories
1392 Pharmacies
100 Dentals
144 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
100% of covered cost subject to network rates on reimbursement basis
Pregnancy Cover
Covered up to AED 44,040 per pregnancy with pre-authorization
Newborn Baby Cover
Covered for 30 days from birth with pre-authorization
Natal Complications
Covered; pre-authorization is required for non-emergency treatment
Dental Coverage
Up to AED 10,551 (for routine & orthodontic treatment) with 20% co-pay for routine dental & 50% co-pay for orthodontic treatment; covered on reimbursement basis
Accidental Damage to Teeth
Covered for emergency treatment & if treated within 24 hours