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Al Sagr National Insurance Co - FlexiSilver - Option 1

Al Sagr National Insurance Co - FlexiSilver - Option 1

Available in Dubai

Max. Annual Coverage

AED 150,000


20% co-pay or AED 50 per OP consultation, whichever is lower


South East Asia , Middle East & North Africa

Chronic Conditions

Up to AED 150,000 (with pre-existing conditions); Covered after 6 month waiting period for new members & members without continuity of coverage for newly discovered chronic conditions

Pre-Existing Conditions

Not Covered


Ambulance Coverage

Covered in Full

Hospital Cash Benefit

Up to AED 200 per day

Hospital Accomodation

Semi-Private Room up to AED 450 per day

Parent Accomodation

Up to AED 200 per day



Covered up to age of 6 years on reimbursement basis

Psychiatric Treatment

Not Covered


Up to 7 sessions per condition for OP treatment

Alternative Medicine

Not Covered



Prescription Drugs

Not Covered

Health Checks

Preventive services for diabetic screening covered once in 3 years from age 30 & for high risk individuals once a year from age 18; Preventive services for papanicolaou covered once in 3 years for married females


Network Coverage

62 Hospitals
680 Clinics
54 Laboratories
1401 Pharmacies
18 Dentals
93 Optics

Treatment Outside Area of Cover

Not Covered

Treatment Outside Network

80% of elective treatment cost covered subject to network rates on reimbursement basis


Pregnancy Cover

Up to AED 7,000 for normal (AED 10,000 for medically essential C-section & complications) with 10% co-pay; Covered after 9 month waiting period for non-working married females without continuity of coverage who are confirmed pregnant after time of enrollment

Newborn Baby Cover

Covered for 30 days from birth; life threatening birth defects covered up to AED 150,000

Natal Complications



Dental Coverage

Not Covered

Accidental Damage to Teeth

Covered in Full