Hanse Merkur (Emirates Insurance) - GlobalCare Prestige

Hanse Merkur (Emirates Insurance)
Yearly Cover
AED 100,000,000.00
Deductible
20% co-pay with a maximum of AED 50 per OP consultation
Coverage
Worldwide ex-USA
Chronic Conditions
Covered
Pre-Existing Conditions
Not Covered

In-Patient

Ambulance Coverage
Covered
Hospital Accomodation
Private Room with pre-authorization; 50% co-pay if pre-authorization not taken
Hospital Cash Benefit
Up to AED 300 per night for a maximum of 28 nights
Parent Accomodation
Covered

Out-Patient

Vaccination
Covered for children up to age of 6 years as per MOH
Physiotherapy
Covered up to a maximum of 10 out-patient visit
Scans
Covered
Health Checks
Diabetes screening as per DHA; annual pap smear; wellness up to AED 1,800 (with vaccinations) for adults, with 10% co-pay
Psychiatric Treatment
Covered up to a maximum of 20 nights
Alternative Medicine
Up to AED 5,000 (combined limit with rehabilitation & preventive check up)
Prescription Drugs
Not Covered
Apply
Network
Network Coverage
134 Hospitals
1278 Clinics
79 Laboratories
1692 Pharmacies
168 Dentals
205 Optics
Treatment Outside Area of Cover
Covered Worldwide for emergency treatment
Treatment Outside Network
100% of actual covered cost on reimbursement basis
Maternity
Pregnancy Cover
Up to AED 18,000 each for normal delivery, medically necessary C-section, complications & medically necessary termination; covered 100% for out-patient maternity treatment (8 visits to PHC, 3 ultra scans); Covered 100% for emergency treatment
Newborn Baby Cover
Covered for 30 days from birth
Natal Complications
Covered up to AED 18,000 (combined limit with delivery & medically necessary C-section)
Dental
Dental Coverage
Not Covered
Accidental Damage to Teeth
Covered if treated within 72 hours of an accident