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HAYAH Insurance Company P.J.S.C. - Care Protect RN3 (B) - NIL co-pay for ALL
Yearly Cover
AED 1,000,000.00
Deductible
NIL
Coverage
Worldwide
Chronic Conditions
Covered; up to AED 150,000 (with pre-existing conditions)
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered
Hospital Accomodation
Semi-Private Room
Hospital Cash Benefit
Up to AED 200 per night for a max of 10 nights
Parent Accomodation
Up to AED 150 per day
Out-Patient
Vaccination
Covered for children up to age of 6 years as per MOH
Physiotherapy
Covered up to a maximum of 8 out-patient visit
Scans
Covered
Health Checks
Preventive services for diabetic screening covered once in 3 years from age 30 & for high risk individuals once a year from age 18
Psychiatric Treatment
Up to AED 10,000 with 20% co-pay on out-patient treatment
Alternative Medicine
Not covered
Prescription Drugs
Not Covered
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Network
Network Coverage
46 Hospitals
585 Clinics
42 Laboratories
1226 Pharmacies
8 Dentals
1 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
80% of the reasonable & customary costs
Maternity
Pregnancy Cover
Up to AED 10,000 for normal delivery and up to AED 10,000 for medically necessary C-Section, termination and complications; covered 100% for out-patient maternity treatment (12 visits to PHC, 6 ultra scans); covered with 10% co-pay
Newborn Baby Cover
Covered for first 30 days from the date of birth under mother's policy
Natal Complications
Up to AED 10,000 (combined limit with medically necessary C-section & termination) & 10% co-pay
Dental
Dental Coverage
Not covered
Accidental Damage to Teeth
Not Covered