Morgan Price (National Takaful Company PSC - Watania) - Gold - Area 2 - No Opt & Den - AED 50 ded

Morgan Price (National Takaful Company PSC - Watania)
Yearly Cover
AED 9,990,000.00
20% co-pay with a maximum of AED 50
Worldwide ex-USA
Chronic Conditions
Covered up to AED 199,800 (with pre-existing conditions); 6 month waiting period (excluding emergency treatment) for new members
Pre-Existing Conditions
Not Covered


Ambulance Coverage
Covered with pre-authorization
Hospital Accomodation
Standard Single Room with pre-authorization
Hospital Cash Benefit
Up to AED 1,332 for a maximum of 10 nights
Parent Accomodation
Up to AED 100 per day with pre-authorization


Covered for children up to age of 10 years on reimbursement basis & only in Government hospitals; up to AED 666 for travel vaccinations
Covered; pre-authorization required for in-patient treatment
Covered; pre-authorization required for in-patient treatment
Health Checks
Up to AED 1,332 for cancer screening & diabetes screening
Psychiatric Treatment
Up to AED 99,900 for in-patient treatment (maximum 30 nights); up to 30 visits for out-patient treatment; covered with a waiting period of 12 months & pre-authorization
Alternative Medicine
Up to AED 13,320
Prescription Drugs
Not Covered
Network Coverage
122 Hospitals
936 Clinics
70 Laboratories
1390 Pharmacies
67 Dentals
141 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
100% of covered cost subject to network rates and on reimbursement basis; American Hospital Group excluded completely
Pregnancy Cover
Up to AED 66,600 for routine maternity & childbirth; covered in full for complications of pregnancy (including medically necessary C-section); covered with pre-authorization
Newborn Baby Cover
Covered for 30 days from birth; up to AED 1,332 for the initial paediatric check-up; premature baby cover for the first 2 months from birth
Natal Complications
Covered with pre-authorization
Dental Coverage
Not Covered
Accidental Damage to Teeth
Covered in full for in-patient treatment