National General Insurance Co - Nextcare RN Local Class A - AED 50 ded

National General Insurance Co
Yearly Cover
AED 150,000.00
Deductible
AED 50 per out-patient consultation
Coverage
GCC
Chronic Conditions
Covered 100% with pre-authorization after a waiting period of 6 months; up to AED 150,000 (with pre-existing conditions) in case of an emergency during the waiting period of 6 months
Pre-Existing Conditions
Not Covered

In-Patient

Ambulance Coverage
Not Covered
Hospital Accomodation
Shared Room with pre-authorization
Hospital Cash Benefit
AED 200 per night with pre-authorization
Parent Accomodation
Not Covered

Out-Patient

Vaccination
Covered for children up to 6 years with pre-authorization
Physiotherapy
Covered with pre-authorization
Scans
MRI & CT scans covered only for in-patient treatment with pre-authorization
Health Checks
Diabetes screening as per DHA with pre-authorization
Psychiatric Treatment
Not Covered
Alternative Medicine
Up to AED 1,600 for osteopathy & chiropractic treatments with pre-authorization
Prescription Drugs
Not Covered
Apply
Network
Network Coverage
104 Hospitals
892 Clinics
62 Laboratories
1654 Pharmacies
69 Dentals
98 Optics
Treatment Outside Area of Cover
Covered in Arab countries, Sub-Asian countries, Philippines, Korea & Sri Lanka up to 100% of reasonable & customary costs for emergency treatment
Treatment Outside Network
80% of non-emergency in-patient treatment costs with pre-authorization; 80% of non-emergency out-patient treatment costs; 100% for emergency treatment
Maternity
Pregnancy Cover
Covered with 10% co-insurance & pre-authorization; up to AED 7,000 for normal delivery, up to AED 10,000 for medically necessary C-section, complications & medically necessary termination (limits include co-insurance); out-patient maternity covered 100%
Newborn Baby Cover
Covered for 30 days from birth with pre-authorization
Natal Complications
Covered with 10% co-insurance & pre-authorization; up to AED 10,000 for medically necessary C-section, complications & medically necessary termination (limit includes co-insurance)
Dental
Dental Coverage
Not Covered