New India Assurance Co - EUROMED Diamond
Available in dubai
Yearly Cover
AED 500,000.00
Deductible
AED 75
Coverage
South East Asia, GCC
Chronic Conditions
Covered after 6 month waiting period
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered in Full
Hospital Accomodation
Up to AED 750 per day
Hospital Cash Benefit
Not Covered
Parent Accomodation
Up to AED 200 per night
Out-Patient
Vaccination
Covered for children up to age of 6 years
Physiotherapy
Covered with pre-authorization
Scans
Not Covered
Health Checks
Covered (diabetes) screening once every 3 year from age 30 and once a year from age 18 for high risk individuals
Psychiatric Treatment
Not Covered
Alternative Medicine
Not Covered
Prescription Drugs
Not Covered
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Network
Network Coverage
153 Hospitals
1258 Clinics
75 Laboratories
1736 Pharmacies
156 Dentals
130 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
70% of covered cost subject to network rates and on reimbursement basis
Maternity
Pregnancy Cover
Up to AED 7,000 for normal & AED 10,000 for medically essential C-section & complications, with 10% co-insurance (all limits include co-insurance), Covered after 9 month waiting period
Newborn Baby Cover
Up to AED 1,500 for 30 days from birth
Natal Complications
Covered with 10% co-pay and maximum of 5 ante-natal ultrasound scans
Dental
Dental Coverage
Up to AED 3,500 with 20% co-pay for routine dental treatment