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Noor Takaful - EBP - Basic

Noor Takaful - EBP - Basic

Available in Ras Al Khaimah , Dubai , Sharjah , Fujairah , Umm Al Quwain , Ajman

Max. Annual Coverage

AED 150,000


20% co-pay on out-patient consultation


South East Asia , GCC

Chronic Conditions

Covered (waiting period of 6 months for new members)

Pre-Existing Conditions

Not Covered


Ambulance Coverage


Hospital Cash Benefit

Not Covered

Hospital Accomodation

Semi-Private Room with pre-authorization

Parent Accomodation

Up to AED 100 per night



Covered for children up to 6 years as per DHA

Psychiatric Treatment

Not Covered


Covered with pre-authorization & 20% co-pay; up to 6 sessions per condition for out-patient treatment

Alternative Medicine

Not Covered


Covered with 20% co-pay; pre-authorization required for non-emergency CT & MRI scans

Prescription Drugs

Not Covered

Health Checks

Diabetes screening as per DHA; covered for Hepatitis C virus screening & treatment, Pneumococcal conjugate vaccine & Cancer screening & treatment


Network Coverage

13 Hospitals
256 Clinics
16 Laboratories
670 Pharmacies
0 Dentals
0 Optics

Treatment Outside Area of Cover

Not Covered

Treatment Outside Network

80% of covered non-emergency cost (100% in home countries for in-patient treatment) on reimbursement basis only in Government Hospitals in Dubai, Sharjah & Ajman. Emergency treatment covered 100% subject to network rates on reimbursement basis


Pregnancy Cover

Covered 100% for out-patient maternity; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination; covered with 10% co-pay; preauthorization required for all services

Newborn Baby Cover

Covered for 30 days from birth

Natal Complications

Up to AED 10,000 (combined limit with medically necessary C-section & termination) with pre-authorization & 10% co-pay


Dental Coverage

Not Covered