- Core HR
- Talent
- Payroll
- Finance
- Insurance Benefits
- Automation
- Bayzat AI
- By Company Size
- By Role
- By Industry
- By employee lifecycle
Noor Takaful - Individual, Dependents & Parents Plan - OP 1
Yearly Cover
AED 150,000.00
Deductible
20% co-pay for some in-patient treatments up to a maximum of AED 500 (annual cap of AED 1,000); 20% co-insurance per out-patient consultation up to a maximum of AED 25
Coverage
GCC
Chronic Conditions
Covered up to AED 150,000 (with pre-existing conditions)
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Up to AED 500; 20% co-pay for in-patient treatment up to a maximum of AED 500 (annual cap of AED 1,000)
Hospital Accomodation
Semi-Private Room with pre-authorization
Hospital Cash Benefit
Not Covered
Parent Accomodation
Up to AED 100 per night
Out-Patient
Vaccination
Covered for children up to 6 years as per DHA
Physiotherapy
Covered with pre-authorization; up to 6 sessions per condition for out-patient treatment with 20% co-pay
Scans
Covered with 20% co-pay for out-patient treatment; pre-authorization required for non-emergency CT & MRI scans
Health Checks
Not Covered
Psychiatric Treatment
Not Covered
Alternative Medicine
Not Covered
Prescription Drugs
Not Covered
ReviewsView all plan reviews
Apply
Network
Network Coverage
38 Hospitals
454 Clinics
23 Laboratories
1029 Pharmacies
2 Dentals
28 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
Elective treatment is not covered; emergency treatment covered 100% subject to network rates on reimbursement basis
Maternity
Pregnancy Cover
Covered 100% for out-patient maternity with 10% co-pay; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination (including 10% co-pay); preauthorization required for all services
Newborn Baby Cover
Covered for 30 days from birth
Natal Complications
Up to AED 10,000 (combined limit with medically necessary C-section & termination) with pre-authorization & 10% co-pay
Dental
Dental Coverage
Not Covered