Salama Islamic Arab Insurance Co. (P.S.C.) - Family Care - Silver Premium - AUH - AED 50 consultation ded & 20% on Pharmacy

Salama Islamic Arab Insurance Co. (P.S.C.)
Available in abu-dhabi, al-ain
Yearly Cover
AED 500,000.00
Deductible
AED 50 per out-patient consultation & 20% on prescriptions
Coverage
Worldwide
Chronic Conditions
Covered
Pre-Existing Conditions
Not Covered

In-Patient

Ambulance Coverage
Covered for in-patient treatment with pre-authorization
Hospital Accomodation
Private Room with pre-authorization
Hospital Cash Benefit
Not Covered
Parent Accomodation
Covered with pre-authorization

Out-Patient

Vaccination
Covered for children up to 6 years with pre-authorization
Physiotherapy
Covered with pre-authorization
Scans
Covered; pre-authorization required for in-patient treatment & out-patient CT & MRI scans
Health Checks
Not Covered
Psychiatric Treatment
Not Covered
Alternative Medicine
Up to AED 1,600 on reimbursement basis
Prescription Drugs
Not Covered
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Network
Network Coverage
166 Hospitals
1111 Clinics
74 Laboratories
1947 Pharmacies
24 Dentals
0 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
For elective treatment 80% of covered cost (100% for South-East Asia) subject to network rates on reimbursement basis
Maternity
Pregnancy Cover
Covered in full within Abu Dhabi & Al Ain; up to AED 10,000 outside Abu Dhabi & Al Ain; AED 50 deductible per out-patient consultation; pre-authorization required for in-patient treatment
Newborn Baby Cover
Covered for baby born inside the UAE
Natal Complications
Covered; pre-authorization required for in-patient treatment
Dental
Dental Coverage
Up to AED 3,500 with pre-authorization & 20% co-pay on direct billing (additional 20% co-payment on reimbursement)
Accidental Damage to Teeth
Covered if treated within 24 hours