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Sukoon Insurance PJSC - Oman Home Lite - Plan 4A
Yearly Cover
AED 250,000.00
Deductible
10% co-insurance on all out-patient treatment
Coverage
GCC, South East Asia
Chronic Conditions
Covered
Pre-Existing Conditions
Not Covered
In-Patient
Ambulance Coverage
Covered; pre-authorization required for in-patient treatment
Hospital Accomodation
Private Room with pre-authorization
Hospital Cash Benefit
Up to AED 500 per day
Parent Accomodation
Up to AED 500 per day with pre-authorization
Out-Patient
Vaccination
Covered for children up to 6 years
Physiotherapy
Covered with pre-authorization; up to a maximum of 10 sessions for out-patient treatment with 10% co-pay
Scans
Covered; pre-authorization required for in-patient treatment; 10% co-insurance on out-patient treatment
Health Checks
Not Covered
Psychiatric Treatment
Not Covered
Alternative Medicine
Not Covered
Prescription Drugs
Not Covered
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Network
Network Coverage
78 Hospitals
825 Clinics
44 Laboratories
1868 Pharmacies
29 Dentals
54 Optics
Treatment Outside Area of Cover
Covered Worldwide for emergency treatment
Treatment Outside Network
Elective treatment covered 100% at actual with pre-authorization, if treatment is not available within the network; emergency treatment covered 100% at actual on reimbursement basis
Maternity
Pregnancy Cover
Covered with 10% co-pay on out-patient maternity treatment; up to AED 10,000 each for normal delivery, medically essential C-section & complications; preauthorization required for in-patient treatment
Newborn Baby Cover
Covered for 30 days from birth
Natal Complications
Up to AED 10,000
Dental
Dental Coverage
Not Covered
Accidental Damage to Teeth
Not Covered