Takaful Emarat - Diamond DXB NE (Plan 2) NAS GN

Takaful Emarat
Yearly Cover
AED 1,000,000.00
10% per GP consultation up to a maximum of AED 35 & 20% per SP consultation up to a maximum of AED 75
Chronic Conditions
Covered up to AED 150,000 (with pre-existing conditions); 6 month waiting period for new members except those who are under continuous cover
Pre-Existing Conditions
Not Covered


Ambulance Coverage
Hospital Accomodation
Private Room
Hospital Cash Benefit
Up to AED 300 per night for a max of 10 nights
Parent Accomodation
Up to AED 400 per day


Covered for children up to age of 6 years
Covered up to 10 sessions per condition for out-patient treatment with pre-authorization
Covered; 10% co-pay for out-patient treatment
Health Checks
Diabetes screening as per DHA
Psychiatric Treatment
Up to AED 10,000 for in-patient treatment; up to AED 3,000 for out-patient treatment
Alternative Medicine
Up to AED 2,000
Prescription Drugs
Not Covered
Network Coverage
132 Hospitals
1266 Clinics
69 Laboratories
1968 Pharmacies
183 Dentals
155 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
80% of the reasonable actual costs or 80% of the reasonable & customary costs of the medical network, whichever is less on, reimbursement basis
Pregnancy Cover
Covered 100% for out-patient maternity treatment (15 visits to PHC, 8 ultra scans); up to AED 20,000 for in-patient treatment & covered 100% in case of an emergency; 10% co-pay
Natal Complications
Up to AED 20,000 (combined limit with delivery, medically necessary C-section & termination) & 10% co-pay
Dental Coverage
Up to AED 3,000 with 20% co-pay
Accidental Damage to Teeth
Not Covered