Takaful Emarat - Yaqoot DXB NE (Plan 3) NAS RN

Takaful Emarat
Yearly Cover
AED 1,000,000.00
10% per GP consultation up to a maximum of AED 25 & 20% per SP consultation up to a maximum of AED 60
Chronic Conditions
Covered up to AED 150,000 (with pre-existing conditions); 6 month waiting period for new members except those who are under continuous cover
Pre-Existing Conditions
Not Covered


Ambulance Coverage
Hospital Accomodation
Private Room
Hospital Cash Benefit
Up to AED 250 per night for a max of 10 nights
Parent Accomodation
Up to AED 350 per day


Covered for children up to age of 6 years
Covered up to 8 sessions per condition for out-patient treatment with pre-authorization
Covered; 10% co-pay for out-patient treatment
Health Checks
Diabetes screening as per DHA
Psychiatric Treatment
Up to AED 6,000 for in-patient treatment; up to AED 1,500 for out-patient treatment
Alternative Medicine
Up to AED 1,500
Prescription Drugs
Not Covered
Network Coverage
76 Hospitals
935 Clinics
59 Laboratories
1956 Pharmacies
74 Dentals
154 Optics
Treatment Outside Area of Cover
Not Covered
Treatment Outside Network
80% of the reasonable actual costs or 80% of the reasonable & customary costs of the medical network, whichever is less on, reimbursement basis
Pregnancy Cover
Covered 100% for out-patient maternity treatment (12 visits to PHC, 6 ultra scans); up to AED 12,500 for in-patient treatment & covered 100% in case of an emergency; 10% co-pay
Natal Complications
Up to AED 12,500 (combined limit with delivery, medically necessary C-section & termination) & 10% co-pay
Dental Coverage
Up to AED 2,500 with 20% co-pay
Accidental Damage to Teeth
Not Covered