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National Health Insurance Co (Daman) Health Insurance

The National Health Insurance Company, also known as Daman, is one of the UAE's leading insurance providers and is mostly owned by the government of Abu Dhabi. It offers health insurance plans for expatriates as well as UAE nationals. The networks are generally extensive with healthcare providers in up to 45 countries.

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National Health Insurance Co (Daman) Insurance Plans

Deductible

AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-insurance per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate

Yearly Cover

AED 5,000,000

Coverage

Worldwide

Dental Cover

No

Maternity Cover

Covered up to AED 50,000 within the UAE & up to AED 15,000 outside the UAE; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; pre-authorization required for in-patient treatment

Deductible

Nil

Yearly Cover

AED 20,000,000

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered up to AED 75,000 for all maternity benefits; pre-authorization required for in-patient treatment

Deductible

AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-insurance per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate

Yearly Cover

AED 5,000,000

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered up to AED 50,000 within the UAE & up to AED 15,000 outside the UAE; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; pre-authorization required for in-patient treatment

Deductible

AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-insurance per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate; 10% co-pay on out-patient prescriptions

Yearly Cover

AED 2,500,000

Coverage

Worldwide ex-North America

Dental Cover

Yes

Maternity Cover

Covered up to AED 50,000 within the UAE & up to AED 10,000 outside the UAE; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; pre-authorization required for in-patient treatment

Deductible

AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-insurance per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate; 10% co-pay on out-patient prescriptions

Yearly Cover

AED 2,500,000

Coverage

Worldwide ex-North America

Dental Cover

No

Maternity Cover

Covered up to AED 50,000 within the UAE & up to AED 10,000 outside the UAE; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; pre-authorization required for in-patient treatment