National Health Insurance Co (Daman) Health Insurance

National Health Insurance Co (Daman)

The National Health Insurance Company, also known as Daman, is a leading health insurance specialist in the UAE. They have been operating since 2006, with around 2.5 million people choosing Daman health insurance. The Daman medical insurance in Dubai and Abu Dhabi covers over 2000 hospitals and health clinics. You can choose from plans such as Daman family and Daman’s individual coverage to ensure you find something for your specific needs. Health insurance solutions for Dubai and Abu Dhabi are available for both individual and business customers.

Daman insurance is among the industry’s top pioneers. The insurer offers a range of high-quality solutions and high maternity cover. You can also find full ADNIC insurance cover and can choose from things like Abu Dhabi basic insurance to a more comprehensive coverage. Daman’s unique membership benefits include things such as disease management programs. You will also enjoy from around the clock customer service to ensure your immediate healthcare needs are solved and attended immediately. Daman health insurance uses innovative technology to provide a diverse range of digital solutions to its UAE customers.

UAE health insurance with Daman is not just about your basic health insurance plan. The insurer also offers a range of solutions to help you stay healthy and active.

National Health Insurance Co (Daman) Insurance Plans

Deductible
AED 50 per out-patient consultation
Yearly Cover
AED 1,000,000.00
Coverage
Worldwide ex-North America
Dental Cover
Yes
Maternity Cover
Covered in full (up to AED 10,000 outside the UAE); AED 50 deductible per out-patient consultation; pre-authorization required for in-patient treatment
Deductible
AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-pay per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate; 10% co-pay on out-patient prescriptions, diagnostics, physiotherapy and alternative medicine
Yearly Cover
AED 250,000.00
Coverage
Middle East & North Africa, South East Asia
Dental Cover
No
Maternity Cover
Covered up to AED 25,000 within the UAE & up to AED 10,000 outside the UAE; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; pre-authorization required for in-patient treatment; 10% co-insurance on other out-patient services
Deductible
AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-pay per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate; 10% co-pay on out-patient prescriptions, diagnostics, physiotherapy and alternative medicine
Yearly Cover
AED 160,000.00
Coverage
GCC
Dental Cover
Yes
Maternity Cover
Covered in-patient upto AED 7,000 for normal delivery & up to AED 10,000 for C-section, complications & medically necessary termination (within UAE) & up to AED 7,000 for all maternity benefits outside the UAE, with pre-authorization; emergency treatment covered 100%; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; 10% co-insurance on other out-patient services within network (50% co-insurance outside network)
Deductible
AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-pay per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate; 10% co-pay on out-patient prescriptions, diagnostics, physiotherapy and alternative medicine
Yearly Cover
AED 160,000.00
Coverage
GCC
Dental Cover
No
Maternity Cover
Covered in-patient upto AED 7,000 for normal delivery & up to AED 10,000 for C-section, complications & medically necessary termination (within UAE) & up to AED 7,000 for all maternity benefits outside the UAE, with pre-authorization; emergency treatment covered 100%; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; 10% co-insurance on other out-patient services within network (50% co-insurance outside network)
Deductible
AED 50 per out-patient consultation within Abu Dhabi Emirate; 20% co-insurance per out-patient consultation up to a maximum of AED 50 outside Abu Dhabi Emirate
Yearly Cover
AED 5,000,000.00
Coverage
Worldwide
Dental Cover
No
Maternity Cover
Covered up to AED 50,000 within the UAE & up to AED 15,000 outside the UAE; AED 25 deductible per out-patient consultation within Abu Dhabi Emirate; 10% co-insurance (maximum AED 25) per out-patient consultation outside Abu Dhabi Emirate; pre-authorization required for in-patient treatment