Takaful Emarat Health Insurance

Takaful Emarat

Takaful Emarat can help you cover your family with high-quality and Sharia compliant health insurance in Dubai and rest of UAE. The co-operative insurance system offers a range of options, allowing you to have a tailor-made health policy. Takaful Emarat medical insurance is available for individuals and families. The Takaful Emarat insurance cover can include dental, optical and maternity insurance coverage, depending on your individual and family’s needs. It is possible to build a coverage option catering to your wishes. What’s more is how Takaful Emarat health insurance comes with a range of options to provide affordable healthcare for everyone.

Takaful Emarat family and individual coverage comes with three core options: fixed term plan, decreasing term plan and accident coverage. The Islamic Insurance is fully compliant with UAE law and the company has an appointed Sharia Supervisory Board to guarantee the highest quality products. Takaful Emarat insurance is a great option for when you want a simple, yet effective policy to protect your family. You can receive the essential health benefits with the basic Healthplus plans or opt for a more comprehensive health insurance in Dubai if needed. The Takaful Emarat individual insurance will ensure you are safe no matter what challenges life might throw at you.

Takaful Emarat Insurance Plans

Deductible
AED 50 per out-patient consultation
Yearly Cover
AED 1,000,000.00
Coverage
Worldwide
Dental Cover
Yes
Maternity Cover
Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi
Deductible
20% co-pay for some in-patient treatments up to a maximum of AED 500 (annual cap of AED 1,000); 20% co-insurance per out-patient consultation up to a maximum of AED 25
Yearly Cover
AED 150,000.00
Coverage
GCC
Dental Cover
No
Maternity Cover
Covered 100% for out-patient maternity with 10% co-pay; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination (including 10% co-pay); preauthorization required for all services; up to AED 150,000 in case of an emergency; 6 month waiting period for non-working spouses if confirmed pregnant before enrollment
Deductible
AED 50 per out-patient consultation
Yearly Cover
AED 750,000.00
Coverage
Worldwide
Dental Cover
Yes
Maternity Cover
Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi
Deductible
AED 50 per out-patient consultation
Yearly Cover
AED 500,000.00
Coverage
Worldwide
Dental Cover
Yes
Maternity Cover
Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi
Deductible
AED 50 per out-patient consultation
Yearly Cover
AED 300,000.00
Coverage
Worldwide
Dental Cover
Yes
Maternity Cover
Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi