Takaful Emarat Health Insurance

Takaful Emarat

Takaful Emarat can help you cover your family with high-quality and Sharia compliant health insurance in Dubai and rest of UAE. The co-operative insurance system offers a range of options, allowing you to have a tailor-made health policy. Takaful Emarat medical insurance is available for individuals and families. The Takaful Emarat insurance cover can include dental, optical and maternity insurance coverage, depending on your individual and family’s needs. It is possible to build a coverage option catering to your wishes. What’s more is how Takaful Emarat health insurance comes with a range of options to provide affordable healthcare for everyone. Read More

Insurance Plans

Deductible

AED 50 per out-patient consultation

Yearly Cover

AED 1,000,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi

Deductible

20% co-pay for some in-patient treatments up to a maximum of AED 500 (annual cap of AED 1,000); 20% co-insurance per out-patient consultation up to a maximum of AED 25

Yearly Cover

AED 150,000.00

Coverage

GCC

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity with 10% co-pay; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination (including 10% co-pay); preauthorization required for all services; up to AED 150,000 in case of an emergency; 6 month waiting period for non-working spouses if confirmed pregnant before enrollment

Deductible

AED 50 per out-patient consultation

Yearly Cover

AED 750,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi

Deductible

AED 50 per out-patient consultation

Yearly Cover

AED 500,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi

Deductible

AED 50 per out-patient consultation

Yearly Cover

AED 300,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity treatment with AED 50 per consultation; covered 100% for in-patient treatment & in case of an emergency (within Abu Dhabi); up to AED 10,000 for normal delivery & up to AED 12,000 for C-section and complications (outside the Emirate of Abu Dhabi); AED 500 deductible per delivery within Abh Dhabi