Takaful Emarat Health Insurance

Takaful Emarat

Takaful Emarat can help you cover your family with high-quality and Sharia compliant health insurance in Dubai and rest of UAE. The co-operative insurance system offers a range of options, allowing you to have a tailor-made health policy. Takaful Emarat medical insurance is available for individuals and families. The Takaful Emarat insurance cover can include dental, optical and maternity insurance coverage, depending on your individual and family’s needs. It is possible to build a coverage option catering to your wishes. What’s more is how Takaful Emarat health insurance comes with a range of options to provide affordable healthcare for everyone. Read More

Insurance Plans

Deductible

10% per GP consultation up to a maximum of AED 35 & 20% per SP consultation up to a maximum of AED 75

Yearly Cover

AED 1,000,000.00

Coverage

Worldwide

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity treatment (15 visits to PHC, 8 ultra scans); up to AED 20,000 for in-patient treatment & covered 100% in case of an emergency; 10% co-pay

Deductible

20% co-pay for some in-patient treatments up to a maximum of AED 500 (annual cap of AED 1,000); 20% co-insurance per out-patient consultation up to a maximum of AED 25

Yearly Cover

AED 150,000.00

Coverage

GCC

Dental Cover

Yes

Maternity Cover

Covered 100% for out-patient maternity with 10% co-pay; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination (including 10% co-pay); preauthorization required for all services; up to AED 150,000 in case of an emergency; 6 month waiting period for non-working spouses if confirmed pregnant before enrollment