Takaful Emarat Health Insurance
Takaful Emarat can help you cover your family with high-quality and Sharia compliant health insurance in Dubai and rest of UAE. The co-operative insurance system offers a range of options, allowing you to have a tailor-made health policy. Takaful Emarat medical insurance is available for individuals and families. The Takaful Emarat insurance cover can include dental, optical and maternity insurance coverage, depending on your individual and family’s needs. It is possible to build a coverage option catering to your wishes. What’s more is how Takaful Emarat health insurance comes with a range of options to provide affordable healthcare for everyone. Read More
Insurance Plans
10% per GP consultation up to a maximum of AED 25 & 20% per SP consultation up to a maximum of AED 60
AED 1,000,000.00
Worldwide
Yes
Covered 100% for out-patient maternity treatment (12 visits to PHC, 6 ultra scans); up to AED 12,500 for in-patient treatment & covered 100% in case of an emergency; 10% co-pay
10% per GP consultation up to a maximum of AED 25 & 20% per SP consultation up to a maximum of AED 60
AED 1,000,000.00
Worldwide
Yes
Covered 100% for out-patient maternity treatment (12 visits to PHC, 6 ultra scans); up to AED 12,500 for in-patient treatment & covered 100% in case of an emergency; 10% co-pay
20% co-pay with a maximum of AED 50 per OP consultation & 10% co-pay on prescriptions, diagnostics and physiotherapy
AED 1,000,000.00
Worldwide
Yes
Covered with 10% co-pay; up to AED 10,000 for normal delivery and AED 10,000 for medically essential C-section & complications; up to AED 150,000 in case of an emergency; preauthorization required for in-patient treatment
20% co-pay for some in-patient treatments up to a maximum of AED 500 (annual cap of AED 1,000); 20% co-insurance per out-patient consultation up to a maximum of AED 25
AED 150,000.00
GCC
Yes
Covered 100% for out-patient maternity with 10% co-pay; up to AED 7,000 per normal delivery & AED 10,000 for medically necessary C-section, complications & medically necessary termination (including 10% co-pay); preauthorization required for all services; up to AED 150,000 in case of an emergency; 6 month waiting period for non-working spouses if confirmed pregnant before enrollment
AED 50 per OP consultation & 20% co-pay
AED 1,000,000.00
Worldwide
Yes
Covered in full within Abu Dhabi & Al Ain; up to AED 10,000 for in-patient & out-patient treatment outside Abu Dhabi & Al Ain; AED 50 deductible per out-patient consultation; pre-authorization required for in-patient treatment; AED 500 deductible per delivery within Abu Dhabi